Moretgage
For self-employed mortgage advisers

Never lose another client to a missed call.

A mortgage adviser talking with a young couple at a kitchen table, a phone lying face-up between them
8:42pm Sun · incomingA call you couldn’t take.

Two things, working together. An AI phone assistant that answers when you can’t and texts the lead straight to you, within seconds — so you call them back, not a competitor. Plus a website that brings in the Google enquiries you’re not getting today.

62%of calls to small businesses go unanswered — most of those callers just ring the next adviser.Sourced below

  • Live in minutes
  • Leads texted to you
  • Built for solo advisers
The quiet leak

The clients you never knew you lost

When it’s just you, the phone doesn’t stop for appointments. And callers don’t wait. Most don’t leave a message — they move straight on to the next adviser who picks up.

  1. 62%

    Step 1 of 3

    of calls to small businesses go unanswered.

    411 Locals, 2024 (85 businesses, 58 industries)

  2. 85%

    Step 2 of 3

    of callers who reach voicemail never call back.

    PATLive / Dialzara

  3. 62%

    Step 3 of 3

    of callers whose call goes unanswered contact a competitor instead.

    PATLive / Dialzara

~80% of callers who reach voicemail hang up without leaving a message. Put those figures together and a single missed call isn’t a lost message — it’s a genuine enquiry handed to a competitor, on repeat, every week.

Sources: 411 Locals, 2024 (85 businesses, 58 industries); PATLive / Dialzara; Industry voicemail research (PATLive / Dialzara).

The cost of a missed call

What is voicemail actually costing you?

Two honest numbers. We do the rest with industry rates you can check — and we keep every assumption on screen, so the total is just the sums you could do yourself.

Drag the two sliders to see your numberTwo honest inputs — the rest is industry rates you can check.

3
020+
£1,500
£500£3,000+

A single fully-advised UK client is typically worth £2,000+ — procuration fee ~0.35–0.5% of the loan (≈ £700–£1,250), an average client fee of ~£640, plus protection commission.

What we assume, on the table

  • Only 25% counted as new enquiries
  • 62% switch to a competitor
  • Published industry rates, not ours

Slipping to voicemail each year

£36,000 lost to voicemail each year, around 24 clients.

about £692 every week

Around 24 genuine clients a year, walking to whoever picks up second.

Even optimistically — assuming you win back everyone you can — the industry 62% competitor-switch rate still costs you this.

Stop the leak

Deliberately conservative model. Only 25% of missed calls are counted as genuine new enquiries — most calls to a solo adviser are existing clients, lenders and admin — and the 62% competitor-switch rate is the published industry figure, not our own. Sources: 411 Locals, 2024 · PATLive / Dialzara.

Gain one · the AI phone assistant

A receptionist who never misses your phone

It answers the calls you can’t, sounds warm and natural, takes the enquiry properly, and texts it straight to you. You stay the adviser — you just stop losing the callers who used to hit voicemail.

It picks up when you can’t — with a client, on a site visit or driving, or evenings and weekends.

A mortgage adviser out between appointments on a British street, phone in hand
The phone rings mid-appointment, on the road, long after five. You can’t always answer — now something warm does, on your behalf.

Watch a lead land

The call you couldn’t take, in your pocket

  1. A call comes in

    8:42pm — you're mid-appointment, phone face-down.

  2. Your assistant answers

    Warm and natural. It introduces your practice and takes the enquiry.

  3. The lead lands with you

    Texted to your phone within seconds — ready to call back.

New lead · SMSnow

Sarah & Tom · 07XXX XXXXXX — first-time buyers, hoping to buy in spring. Called your line at 8:42pm.

Delivered to your phone — ready to call back

What actually happens on the call

The assistant answers in a warm, natural voice and introduces your practice. It asks the right questions — name, number, what they're after, timing — like a good receptionist would. It captures the enquiry so nothing is lost, even at 9pm on a Sunday. You get an instant SMS with the caller's details and a short summary. The lead is texted straight to you within seconds, ready to call back — so you're the one who wins them, not a competitor.

Gain two · the website

The Google traffic you don’t have — turned into enquiries

Most solo advisers either have no site or a thin brochure nobody finds. We build the credible, fast, conversion-focused pages Google actually ranks — and every enquiry is texted straight to you, ready to call back.

75%

of people judge a company's credibility on its website. A thin or missing site quietly costs you enquiries before anyone calls.

Stanford Web Credibility research

50%

of consumers won't even consider a business without a website — and businesses with one generate around twice the revenue of those without.

Small-business web presence research

Sources: Stanford Web Credibility research; Small-business web presence research.

Pages built for you, ready to rank

A full, dedicated page for every kind of client you want — the same pages that bring in search traffic and turn it into booked callbacks.

  • First-time buyer
  • Remortgage
  • Moving home
  • Buy-to-let
  • Self-employed & complex
  • NHS workers
Every enquiry is texted straight to you, instantly
One joined-up system

What you get — and what it wins you

Three parts, working as one. Nothing to wire together yourself — the phone, the website and the CRM already talk to each other.

What you get

The phone

An AI phone assistant

Answers when you can't, sounds human, captures every enquiry and texts you the lead in seconds. You stop losing clients to voicemail.

The website

A website that brings enquiries

A fast, credible, conversion-built adviser site — the kind Google actually ranks — that turns visitors into booked callbacks instead of a dead brochure.

The CRM

A simple CRM behind it

Every call and web enquiry lands in one tidy place, so you can follow up fast without juggling a notebook, your inbox and three apps.

What you gain because of it

Set-up is done for you — website live in minutes, AI phone number ready. From then on every call you can’t take is answered and the lead is texted straight to you within seconds, so Google traffic becomes enquiries, missed calls become callbacks, and you stop handing ready clients to whoever picks up second.

  • We set you up

    Your adviser website goes live in minutes and your AI phone number is ready — you give us the essentials, we handle the build.

  • Your phone is always answered

    Calls you can't take are picked up by the assistant — the lead is texted straight to you within seconds, ready to call back.

  • You win more of the work you already earn

    Google traffic becomes enquiries, missed calls become callbacks, and you stop handing ready clients to whoever picks up second.

Straight answers

The questions advisers actually ask

Is it really me answering the phone?

No — the AI assistant answers the calls you can't get to, then texts the lead straight to you within seconds. You're still the adviser and you make every callback. It's there to catch the calls that would otherwise hit voicemail, not to replace you.

Will my clients notice it's an AI?

It sounds warm and natural, introduces your practice, and does exactly what a good receptionist would — take a name, a number and what the caller needs. Most callers simply feel they got through to a helpful person instead of a voicemail, which is the whole point.

What about FCA rules and compliance?

The assistant only captures enquiry details — it does not give mortgage advice, quote products or discuss suitability. All regulated advice stays entirely with you. It behaves like a message-taking receptionist, so it sits comfortably alongside your existing compliance arrangements.

Do I own my data?

Yes. Your leads, your clients and your enquiries are yours. Everything captured by the phone assistant and the website is texted straight to you and kept for you to manage and export. We don't sell it or share it with other advisers.

How quickly can I be up and running?

Fast. The website can be live in minutes once we have your essentials, and your AI phone number is set up alongside it. There's no long project — you can be catching missed calls and taking web enquiries the same week.

What does it cost me if I do nothing?

That's what the calculator above is for. With most calls to small businesses going unanswered — and the majority of those callers heading straight to a competitor rather than leaving a message — most self-employed advisers are quietly losing several thousand pounds of genuine enquiries every year to voicemail.

A mortgage adviser smiling while calling a client back
The next step

Stop handing ready clients to whoever picks up second

Get the AI phone assistant, the conversion website and the CRM as one system — so every call is answered and every visitor has a way in.

Leave your details and I’ll text you back — no fuss, no hard sell.

Prefer email? contact@moretgage.uk

  • Live in minutes
  • Your leads texted to you, your data
  • Built for solo advisers